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Allen Emfinger Insurance Blog

View the latest blog posts from Allen Emfinger Insurance.

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Tuesday, November 10, 2015

Winterize Your Car

Cold temperatures and icy roads can create hazards for drivers. It is important to prepare yourself and your vehicle for these hazards to help ensure this winter driving season is a safe one. At Travelers, we recommend taking precautions to help protect you and your car in the worst winter weather conditions. READ MORE >>

Monday, November 9, 2015

Life Insurance, Who needs it?

When someone will suffer financially when you die, you need life insurance because it provides cash to your family after your death. This cash comes from the  death benefit, replaces your income and will help your family meet many financial needs like funeral costs, daily living expenses and college funding. READ MORE >>

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Monday, November 2, 2015

Spare Change can Help Spare a Life: Simple Tips for Tire Tread Safety

Tire problems are thought to be a factor in one out of 11 vehicle crashes.1 Blowouts, tread separation, under inflation, and worn treads—the grooves in your tires that offer stability and traction—are some of the tire problems associated with these crashes. READ MORE >>

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Monday, October 26, 2015

How to Drive Safely in Strong Wind and Rain

Driving in conditions that involve strong or heavy wind and rain may not seem like the most pressing safety concern for many drivers, but our safety professionals know that driving in any type of severe weather can significantly increase your risk and potential for a dangerous situation for you, your family and other drivers. READ MORE >>

Tuesday, October 20, 2015

Common questions about deductibles

Here is how your deductible works: if you have a $1,000 “dollar deductible,” that $1,000 would be deducted from your claim. So, if your insurance company has determined that your loss is worth $10,000 you would receive a claims check for $9,000. from your insurance company.   READ MORE >>

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Friday, October 16, 2015

Texting and Teen Drivers: 5 Things Parents Must Know

Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible. It is hard to imagine your teen (or any other teen) not responding.    But that is exactly what young drivers must do to help stay safe on the road. READ MORE >>

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Thursday, October 15, 2015

Tree Maintenance can Minimize Property Damage

The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained. Trees can present a particularly significant danger during a storm. READ MORE >>

Tuesday, October 13, 2015

How to Protect Your Car from Theft

Technology has helped to change auto theft in significant ways. Engine immobilizers, audible alarms and vehicle recovery systems have made cars harder to steal and easier to recover. Today’s thefts are often the product of opportunity, with would-be thieves looking for unsuspecting drivers who leave their cars unattended. READ MORE >>

Monday, October 12, 2015

Steps Parents Can Take to Help Their Teens be Safe

The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group, according to the U.S. Department of Transportation. While getting a drivers license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. READ MORE >>

Thursday, October 8, 2015

Do I Need Umbrella Liability?

Do I Need Umbrella Liability? When and if you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to the policy limit . However, in our litigious society, you may want to add an another layer of liability protection. READ MORE >>

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Blog Archive
  • 2015


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